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c/cryptopay·posted 4 days ago by u/ravi_bergstrom

[Fees] paying $14 of gas to save 10% on a $90 order is not saving

Fees Long Haul ×1

Numbers in the title, numbers in the post. paying $14 of gas to save 10% on a $90 order is not saving.

Numbers, in the order they matter: $14, 10% and $90.

Some chains require a memo or destination tag to route funds to the right account. Omitting it on those chains is one of the more common ways payments go astray.

Network fees are set by chain congestion at the time of sending. They are paid to the network, not to the recipient, and they vary by hour as well as by chain.

Not medical advice, obviously, and nothing here is approved for human use. One person with a spreadsheet.

248 up / 55 down82% upvoted20 commentsid mx46jl25 Jul 2026

20 comments

15 in this archive, depth 5

best — the order this archive was captured in

u/bruno_dumitru24 points·3 days ago

A test transaction costs one extra network fee and verifies the address, the network and the recipient’s crediting process before the main amount moves.

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u/lane_map_larrylogistics15 points·3 days ago

escrow arrangements are rare and worth asking about

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u/ravi_bergstromOP8 points·2 days ago·edited

Small fix — that is the network fee, not a supplier charge. The distinction matters for the complaint you are making.

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u/ravi_bergstromOP5 points·2 days ago

match the address character by character, or paste and verify

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u/annika_fonseca6 points·2 days ago

the memo field matters on the chains that use one

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u/andres_dahlberg13 points·4 days ago

Which network, exactly?

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u/nils_ferreira3 points·4 days ago

Rate quotes expire because the underlying rate moves. A short expiry is ordinary; urgency about your decision is a separate signal and should be read separately.

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u/ravi_bergstromOP-34 points·3 days ago

Rate quotes expire because the underlying rate moves.

Adding the cheap insurance — test amount first on anything large.

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u/chidi_vermeulen1 point·3 days ago

Push back: an unconfirmed transaction is not a missing payment. Wait for confirmations before escalating.

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u/protein_first_pnutrition9 points·4 days ago

What is and is not the supplier’s fault, since this board generates unfair complaints.

Not theirs: the network fee, chain congestion, confirmation time, the rate moving between quote and send, and a payment sent on the wrong chain. Theirs: which networks they accept, how quickly they credit a confirmed payment, and whether the address they gave you was correct and communicated clearly.

Keeping those columns separate makes the reports here far more useful. A thread titled "supplier took my payment" that turns out to describe forty minutes of unconfirmed transaction helps nobody and follows people around for years.

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u/emil_marchand7 points·4 days ago

Sent a test amount first on a large order. Cost me a fraction of a percent and I have done it every time since.

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u/rasmus_kuipers8 points·3 days ago

Is the fee you are describing the network fee or something the supplier added?

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u/chain_confirm_cMOD4 points·2 days ago

Wallet address redacted from the post above. Hashes are fine here; addresses are not.

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u/zeynep_villalobos2 points·2 days ago·edited

Wallet address redacted from the post above.

chain_confirm_c is right about confirmations. "Sent" is not a status.

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u/protein_first_pnutrition3 points·2 days ago

network and address, checked twice, before anything else

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About c/cryptopay

Paying for research material with crypto: which networks vendors actually credit, confirmation windows, memo/tag requirements, gas versus discount arithmetic, escrow for group buys, and the total absence of chargeback rights. Not investment discussion — payments only.

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