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c/insurancefights·submitted 2 years ago by u/elin_varga

[Discussion] the copay advice in here is 2 years out of date

Discussionbranch of 10 comments

the copay advice in here is 2 years out of date. Change my mind, genuinely — I have no stake in being right about this. The numbers the title promised, since a headline without them is worthless: 2 years. Everything below is context for those. Appeal deadlines run from the date on the determination letter. They are…

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10 comments, started 2 years ago
u/ismael_nwosu52 points·2 years ago

A denial letter is required to state a reason and to reference the criterion applied. That reference is the handle: request the clinical policy document by its identifier and answer it point by point.

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u/valeria_grimaldi23 points·2 years ago

Agreed on the plan-year point. Criteria that applied last year may simply not apply now.

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u/liv_vukovic15 points·2 years ago·edited

Agreed on the plan-year point.

Disagreeing with this line: the deadline runs from the letter date and treating it otherwise is expensive.

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u/marta_vanhecke3 points·2 years ago

Peer-to-peer took fifteen minutes and resolved something a written appeal had been sitting on for a month.

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u/hugo_pires4 points·2 years ago

Documented eighteen months of what had been tried in a one-page table. That table was the appeal.

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u/osman_ferrari41 points·2 years ago

Correcting myself upthread: the deadline was 10 days, not the figure I gave.

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u/ferran_batista21 points·2 years ago·edited

the denial letter names the criterion, start there

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u/elin_vargaOP8 points·2 years ago

Missed a deadline because I counted from when I opened the envelope. That mistake cost me an entire cycle.

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u/kian_ferreira4 points·2 years ago

Missed a deadline because I counted from when I opened the envelope.

elin_varga is right that this is documentation rather than persuasion. It took me a year to accept that.

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