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c/insurancefights·submitted 1 year ago by u/muscle_cramp_mo

[Discussion] the appeal advice in here is 2 years out of date

Discussionbranch of 10 comments

the appeal advice in here is 2 years out of date, which sounds obvious until you try to state the evidence for it. Pulling the figures out of the title: 2 years. All of it is written down as it happened rather than reconstructed. Internal appeals are decided by the plan. External review is decided by an independent…

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10 comments, started 1 year ago
u/ferran_dahlberg10 points·1 year ago

I would not skip the peer-to-peer. It is often the fastest route and it costs a phone call.

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u/elin_lindqvist3 points·1 year ago

This. Step therapy is a paperwork requirement and it is beaten with documentation, not persuasion.

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u/bence_zielinski2 points·1 year ago

Kept a log with every date, name of department and reference number. When they claimed no record of a call, I had the reference.

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u/cardio_endpoint_c1 point·1 year ago

Yes — quoting their own policy bulletin back at them is far more effective than arguing in general terms.

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u/arne_amankwah8 points·1 year ago

deadlines run from the letter date, not from when you opened it

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u/muscle_cramp_moOP5 points·1 year ago

the second-level appeal is where things actually turn

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u/nadia_trevino7 points·1 year ago

Which country and which plan year are we talking about?

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u/line_petrov4 points·1 year ago

the formulary is published, read it before you appeal

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u/muscle_cramp_moOP0 points·1 year ago

Is this a prior authorisation denial or a formulary exclusion?

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u/muscle_cramp_mo1 point·1 year ago

That criterion is from the previous plan year. The current bulletin has different wording.

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