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prior authorization — 22 things I got wrong before I got it right

Denied Receipts ×2 Cold Box ×3

prior authorization — 22 things I got wrong before I got it right, and I am aware this is a minority view on this board.

Kept a log with every date, name of department and reference number. When they claimed no record of a call, I had the reference.

Documented eighteen months of what had been tried in a one-page table. That table was the appeal.

The process that has actually worked for people on this board, in order.

Get the denial in writing and find the criterion it names. Request the clinical policy bulletin by its number. Write the appeal against that document, criterion by criterion, attaching what has been tried and for how long. Note the deadline from the letter date and diarise it.

If the first level fails, go to the second. If the second fails, ask about external review, which is independent and, where it applies, binding. Keep every date, department and reference number as you go.

It is administrative rather than rhetorical, and the people who win are the ones who treat it that way.

Sceptical readings welcome. The confident ones are the ones I distrust.

1,632 up / 58 down97% upvoted51 commentsid 1esmul3 May 2026

51 comments

26 in this archive, depth 4

best — the order this archive was captured in

u/cato_achebe254 points·2 months ago

Internal appeals are decided by the plan. External review is decided by an independent body and, where it applies, its determination is binding. They are separate mechanisms and the second is chronically underused.

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u/ilias_cabrera208 points·2 months ago

Push back: your plan is an employer plan, which changes both the appeal path and who the regulator is.

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u/whois_wanda165 points·2 months ago

Push back: your plan is an employer plan, which changes both the appeal path and who the regulator is.

Disagreeing with this line: the deadline runs from the letter date and treating it otherwise is expensive.

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u/jarno_adeyemi59 points·2 months ago

Agreed on the plan-year point. Criteria that applied last year may simply not apply now.

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u/tuva_aalto47 points·2 months ago

prior authorisation criteria change every plan year

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u/emeka_delgado20 points·2 months ago

Small fix — external review is independent of the plan. The second-level internal appeal is not.

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u/hplc_hobbyistruns their own column26 points·2 months ago

ask for the denial reason in writing, always

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u/jarno_adeyemi129 points·2 months ago

This. Step therapy is a paperwork requirement and it is beaten with documentation, not persuasion.

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u/step_therapy_sMOD73 points·2 months ago

Staff name removed. Departments and criteria can be named here; individuals cannot.

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u/rekha_vestergaard74 points·2 months ago

Have you asked for the clinical policy bulletin by number?

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u/milan_wikstrom52 points·2 months ago

Have you asked for the clinical policy bulletin by number?

This is the whole method. Answer the criterion they named, not the decision in general.

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u/adaeze_weiss39 points·2 months ago

This is the whole method.

Agreed — and request the bulletin by number. They have to give it to you.

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[deleted]32 points·2 months ago

[deleted]

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u/purity_pedantanalytical-22 points·2 months ago

a template letter that quotes their own criteria back is the strongest one

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u/adaeze_weiss20 points·2 months ago

Employer plan or individual plan?

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u/amylin_amyamylin56 points·2 months ago

External review, which is the most underused mechanism discussed on this board.

Internal appeals are decided by the plan. External review sends the determination to an independent body. Where it applies its decision binds the plan, and the deadlines to request it are short and strictly enforced.

The two things that trip people up: not knowing it exists, and exhausting the internal levels so slowly that the external window closes. Ask on the first denial what the external route is and what the deadline will be. Availability and rules vary by jurisdiction and plan type, so say where you are when you ask here.

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u/elise_grimaldi19 points·2 months ago

Right, and keeping every date and reference number turns a frustrating process into an auditable one.

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u/peak_area_peteanalytical38 points·2 months ago

That advice is jurisdiction-specific and this board spans several. Say where you are.

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u/rekha_vestergaard20 points·2 months ago

Disagree with the tone strategy. Anger has never moved a determination; matching the criterion has.

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u/cardio_endpoint_cOP16 points·2 months ago

Spent six weeks arguing in general terms and got nowhere. Two paragraphs quoting their own criteria turned it around in eleven days.

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u/cardio_endpoint_cOP7 points·2 months ago

Has a peer-to-peer been offered or requested?

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u/ilias_cabrera20 points·2 months ago

What exactly does the denial letter give as the reason?

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u/cardio_endpoint_cOP14 points·2 months ago

What exactly does the denial letter give as the reason?

ilias_cabrera is right that this is documentation rather than persuasion. It took me a year to accept that.

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u/ferran_batista6 points·2 months ago

appeal in writing even when they say a call is enough

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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