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c/glp1canada·posted 1 year ago by u/ahmed_abubakar

does private plan actually matter or is it forum lore at this point

Discussion Cold Box ×2

does private plan actually matter or is it forum lore at this point — that is what I am asking, and I have already read the wiki twice.

Cash pricing, which people skip because they assume coverage is the only route.

Prices at the counter vary between pharmacies, sometimes substantially, in the same city. Members here have found spreads worth a real amount per month by ringing four places and asking for the cash price of a specific presentation.

That does not make coverage unimportant. It does mean that while an authorization is in process — which can take weeks — knowing the actual cash spread is worth half an hour of phone calls. Post what you find with the province and the month; the comparison threads here work for exactly the same reason the UK pricing tracker does.

National regulatory approval establishes that a product may be sold. Whether any plan pays for it is a separate decision, and public drug plans are administered provincially.

Special authorization is a documented exception process with published criteria. Applications that answer those criteria explicitly, point by point, fare better than general clinical narratives.

Sceptical readings welcome. The confident ones are the ones I distrust.

6,074 up / 5,331 down53% upvoted33 commentsid j4nop631 May 2025

33 comments

22 in this archive, depth 5

best — the order this archive was captured in

u/solene_abubakar140 points·1 year ago

Formulary criteria are revised, and plan renewal is a natural point at which a previously refused request may succeed without anything about the applicant changing.

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u/lane_watcherMOD72 points·1 year ago

Left up. It distinguishes a rejected claim from a denied authorization, which most posts here do not.

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u/ahmed_abubakarOP41 points·1 year ago

Those criteria were revised at renewal, so the version quoted upthread is out of date.

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u/ahmed_abubakarOP21 points·1 year ago·edited

employer plans have their own criteria and their own appeals

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u/lina_almeida104 points·1 year ago

The pharmacist sorted in five minutes what the phone line had not managed in a fortnight.

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u/milos_vestergaard84 points·1 year ago

Was this a denied authorization or a rejected claim?

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u/pavel_kravchenko0 points·1 year ago

Disagree — that is your province’s formulary position and it does not carry to another.

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u/controversial_only1 point·1 year ago

Yes. Cash prices vary and comparing them before assuming coverage is the only route is worth doing.

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[removed]1 point·1 year ago

[removed by moderator]

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u/neha_erdogan1 point·1 year ago

the same product can be covered in one province and not the next

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u/enzo_ferrari1 point·1 year ago

Not convinced. A rejected claim at the counter is not a denied authorization and the next step differs.

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u/camila_mensa30 points·1 year ago

Agreed on keeping every form and date. When something goes wrong the paper trail is the whole case.

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u/zeynep_ndiaye18 points·1 year ago

Agreed on keeping every form and date.

Agreed — write the application against the published criteria rather than around them.

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u/cagrilintide_enthusiast26 points·1 year ago

Read the special authorization criteria and wrote the application against them line by line. Approved first time after a previous refusal.

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u/ravi_bergstrom9 points·1 year ago

the pharmacist is often the fastest route to a definite answer

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Canadian access: provincial formulary differences, private plan coverage, the special-authorisation process, cross-border pricing arbitrage and why the Ontario answer is not the Alberta answer.

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