unpopular opinion: most of what gets said here about chargeback is guesswork
unpopular opinion: most of what gets said here about chargeback is guesswork. Not a hot take, just something I have not seen said plainly here. Confirmations are the count of blocks built on top of the one containing your transaction. Until there are some, the transaction is not settled in any meaningful sense. The…
The sequence that makes this boring, which is the goal.
Ask which networks are accepted before you order. Pick the one with a sensible fee at that hour. Paste the address rather than typing it and verify the first and last several characters. Check whether the chain requires a memo. Send a test amount if the total is large. Wait for confirmations before treating anything as done. Save the transaction hash with the order reference.
Seven steps, most of them seconds long, and between them they eliminate every failure mode that gets posted on this board.
A test transaction costs one extra network fee and verifies the address, the network and the recipient’s crediting process before the main amount moves.
This. A test transaction on a large order costs a fraction of the fee and removes the whole class of risk.
Sent a test amount first on a large order. Cost me a fraction of a percent and I have done it every time since.
Push back: an unconfirmed transaction is not a missing payment. Wait for confirmations before escalating.
Retitled from an accusation to a description while the confirmations catch up.